Bad Sister 1984

This Bad Sister site is about Texas' Regulation of Insurance, and how its Insurance Exchange affects Businesses, the Hiring of Employees, and the Health of the Patients.

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PPACA Preserves States’ Rights

Because of the way PPACA (“Obamacare”) is written, Texas has the right to give us the exact same wonderful health insurance plan it’s been running for its workers. The PPACA Continue reading →

A Texas Health Exchange Fail

A Texas-Sized Health Care Failure In an unusually titled op-ed article in 2009, the writer makes this statement: “If Congress now creates new exchanges, as seems increasingly likely, it must Continue reading →

Business Can Hire More People

Because of the reforms of the w.c. insurance industry in Texas, employers acknowledge being able to hire more people and/or expand their operations in Texas due to the renovation of Continue reading →

Boss Doesn’t Know About Benefits

Only about 10% of employers know about the benefits of Texas’ state-run insurance program and the discounts and savings the program offers. Time to get educated people! Source:  Page 118 Continue reading →

Texas Workers Comp is a Model

We should ask our state representatives to model our new health insurance, partly mandated by the Affordable Care Act, on the Texas Workers Compensation Insurance system that we already have. Continue reading →

Texas Cares About Workers

The State of Texas cares so much about its workers that it has created an AWESOME insurance market that keeps doctors and patients happy, profits the insurance companies, and lowers premiums Continue reading →

Texas Owns an Insurance Company

In all the uproar over “socialism” and “Obamacare,” it should stand as extraordinary that not only does Texas heavily regulate insurance, but it actually owns an insurance company that only handles workers compensation claims.  (This Continue reading →

Health Care Law Appealed and Upheld

Just as the Affordable Care Act (PPACA or “Obamacare”) was challenged in court and won, so also the Texas Workers Compensation Act was challenged in court and upheld. Source: History Continue reading →

Texas has Health Panels

In regulating w.c. insurance, the State of Texas has a health “panel” to help determine cost and care within the system.  The TDI uses “evidenced based guidelines” delineated in The Official Continue reading →

Patient Care is Good

Texas w.c. insurance is divided into two parts.  There are w.c. insurance companies that are not part of the TDI (Texas Department of Insurance)–certified network, the “non-network” insurers.  And there Continue reading →

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